SecurTest Privacy Policy
Revised: March 28, 2025
Introduction The following is the
SecurTest, Inc. and its U.S.-based subsidiary iReviewNow LLC (collectively
“SecurTest” “we”, “our”, “us”) online privacy policy, which governs how visitor
information (your information) is gathered and used on SecurTest and iReviewNow
Internet sites. Please take a few minutes to read this policy carefully. About SecurTest, Inc. SecurTest, Inc. is a
U.S.-based Consumer Reporting Agency (CRA) that prepares Consumer and
Background Reports for authorized users, employers, and consumers under the
provisions of the federal Fair Credit Reporting Act (FCRA), among other state
and federal laws, rules, and regulations. We are a global background screening
company that provides background reports for employers and countries. About iReviewNow, LLC iReviewNow, LLC is a
U.S.-based information company that allows consumers to review their consumer
or background reports, dispute inaccuracies securely, explain adverse or
derogatory information, and/or explain self-rehabilitation or improvement steps
taken since the adverse actions. Overview of our Privacy Policy Our Privacy policy is straightforward:
SecurTest, Inc. and iReviewNow, LLC (hereafter “SecurTest”) only collect
applicant data pursuant to written Authorization and Disclosure under the FCRA
and only disseminate consumer or background reports to employers or consumers
as directed in the written authorization or when such reports are part of an
attorney-client work product or permissible purpose. In other words, data is
only collected and distributed at the direction and authorization of consumers,
attorneys or for purposes permitted by law. The data is maintained on a secure
site. SecurTest maintains strict policies and procedures to protect
consumers' privacy in all aspects of its operation. Your Information that We May Collect Online You can affirmatively
submit certain user information about your interaction with us to SecurTest.
User information may include a search query (such as the name and location of a
business or consumer) or other information as described more fully below. You
can also provide location information (so that you can search near or in an
area you specify) or billing information. We also may infer your geographic
location based on your IP address or other information. User information may
also include information pertaining to a complaint, such as your name, postal
and e-mail address, phone and facsimile numbers, vehicle information such as
vehicle identification number, and description of the complaint or customer
review. SecurTest is an
information provider and consumer reporting agency that helps businesses,
non-profit organizations, and federal, state, local, and foreign governments
make informed hiring, retention, access, and expiate decisions. We screen
applicants, employees, and consumers, reduce fraud, mitigate risk, facilitate
business decisions, and make our world safer while protecting consumer privacy.
These Privacy Principles will also help the consumer, applicant, or subject of
our background screening programs understand how we use and safeguard their
information, such as social security numbers and dates of birth. Our Privacy Principles
apply to Personally Identifiable Information, which includes Sensitive
Personally Identifiable Information that is collected, maintained, used, or
disseminated by SecurTest in delivering information products and services
through any SecurTest company or line of business. Many of our products are
already subject to important privacy protections provided by federal and state
laws, such as the Fair Credit Reporting Act and its state law counterparts. We carefully
consider our privacy policies, which we review and change as necessary and
appropriate. To underscore our commitment to privacy and our vision that good
privacy is good business, we have adopted the following Privacy Principles. [1] The policy includes our
corporate privacy principles and Fair Information Practice Principles of
notice, choice, access, security, and accountability. This online privacy
policy applies to all sites owned and operated by: SecurTest, Inc. (800) 445-8001 - corporatecompliance@securtest.com Our Websites
are: www.securtest.com Protecting Children Our websites are not
designed to attract anyone under the age of 18. SecurTest does not knowingly
collect or maintain any personal information from children under the age of 18
unless they have applied for employment or are employed by an employer
requiring a background report, also known as a consumer report, as defined by
the FCRA or other applicable laws. Cookies and Other Persistent Identifiers SecurTest or third
parties we contract with may use persistent identifiers such as cookies,
embedded scripts, web beacons, pixel tags, log files, or similar technologies
to collect certain information about visitors to our site and interactions with
our online and mobile information or advertisements. For example, we may
automatically collect certain non-personal information from you, including but
not limited to your browser type, device type, geographical location, operating
system, unique device identifier of any of your computer(s) or device(s) that
are used. SecurTest California
Consumer Privacy Act Privacy Policy Introduction SecurTest, Inc. is
committed to the responsible use of information and protecting individual
privacy rights. SecurTest strives to provide services to businesses, consumers,
and government agencies that help make sound hiring decisions, mitigate risk,
facilitate more informed business decisions, and make society safer. SecurTest, Inc. (the “Company”
or “we”) has developed this California privacy policy out of respect for
the privacy of our clients, visitors to our website, job applicants, and
independent contractors. This policy describes the personal information we
collect, use, and disclose about individual clients, consumers, applicants, and
contractors who visit or interact with this website, visit our Company
headquarters, purchase, or inquire about any of our services, contract with us
to provide services, apply for a position of employment, or otherwise interact
or do business with us. Whenever you visit our
website, we will collect some information from you automatically simply by you
visiting and navigating through this site, and some voluntarily when you submit
information using various forms on the website, enroll in or subscribe to our
newsletter or marketing communications, request information, or use any of the
other interactive portions of our website. Through this website, we will
collect information that can identify you and/or your activity. Additionally, whenever
you communicate, interact, or do business with us, whether online or at our
headquarters, or whether you are contracted to perform services for us or apply
for a position of employment, we will be collecting personal information from
you or about you during our interaction or dealings with you. Scope of Application The California Consumer
Privacy Act (the “CCPA,” as codified in Cal. Civ. Code §1798.100 et seq.) is a
data privacy law that provides California residents with
several privacy protections. It is important to note that the CCPA does
not apply(or has specific exceptions) to the types of business services
provided by SecurTest that are governed by the federal Fair Credit Reporting
Act (the “FCRA”) as a consumer reporting agency, such as employment background
screening If you are a U.S. resident, and were the subject of a background
screen, and would like to exercise your rights under the FCRA; you can do so by
emailing us at privacy@securtest.com. Outside of FCRA-type
services, the following SecurTest services may be subject to the CCPA,
depending on your organization’s use of the services: This California Consumer
Privacy Act privacy policy is provided by SecurTest that either (1) acts as a
business within the meaning of the CCPA or (2) is controlled by SecurTest and
uses the SecurTest name. This policy refers to these companies as “we” or “us.”
California law requires us to disclose to California residents
certain information regarding the categories of Personal Information we
collect. For purposes of this section, “Personal Information” has the meaning
provided by the California Consumer Privacy Act (the “CCPA”) and may exclude
certain publicly available information, deidentified, aggregated, subject to
GLBA, FCRA, HIPAA, or the Driver’s Privacy Protection Act of 1994, or otherwise
exempt or excluded from the CCPA. Use of Personal Information SecurTest uses the
Personal Information about you, which is subject to the CCPA, for the following
purposes: We may use Personal
Information for any of the above purposes, but such use will be necessary and
proportionate. Personal Information We Collect SecurTest collects
Personal Information in several different ways. We collect Personal Information
from you directly when you interact with our services (“direct data
collection”). We collect Personal Information automatically when you interact
with our website or mobile applications (“navigational data collection”).
Finally, we collect Personal Information from publicly available databases,
such as public government records or other data compilers (“third-party data
collection”). Direct Data Collection As part of our direct
data collection, we collect the following categories of Personal Information
about California consumers: This information will be
collected directly from you. Third-Party Data
Collection As part of our
third-party data collection, we collect the following categories of Personal
Information about California consumers: We will collect all this
information from public sources or third parties
legally permitted to provide such data. Navigational Data
Collection For visitors to our
website or users of our mobile applications (collectively, the “Sites”), we may
also collect information using commonly used information-gathering tools, such
as cookies and web beacons (collectively “Navigational Data”). Navigational
Data includes standard information from your web browser (such as browser type
and browser language), your Internet Protocol (“IP”) address, and the actions
you take on the Site (such as the web pages viewed and the links clicked),
embedded scripts, and entity tags (ETags). Where Navigational Data is
attributable to you, directly or indirectly, we will consider it Personal
Information. Cookies Like many companies, we
may use cookies on the Site. Cookies are pieces of information shared between
your web browser and a website. The use of cookies enables a faster and easier
experience for the user. A cookie cannot read data off your computer’s hard
drive. There are different kinds of cookies with different functions: IP Addresses When you visit our
Sites, we collect your IP addresses to track and aggregate visitor behavior.
For example, we use IP addresses to monitor the regions from which users
navigate the Sites. Embedded Scripts An embedded script is
programming code designed to collect information about your interactions with
the Site, such as the links you click on. The code is temporarily downloaded
from our web server (or a third-party service provider), is active only while
you are connected to the Site and is deactivated or deleted thereafter. We use the above
technologies (or ones we incorporate in the future) for the purposes set out
above or as permitted by law. Automated Preference
Signals Some browsers have
attempted to implement the draft “Do Not Track” (“DNT”) standard of the World
Wide Web Consortium (“W3C”). As this standard has not been finalized and is not
generally accepted in the industry, the Sites are incompatible with DNT. Additionally,
since we do not deploy third-party cookies for purposes of cross-contextual
behavioral advertising, the Site does not respond to Global Privacy Control
signals or similar browser settings. Disclosure of Personal
Information We do not disclose any
Personal Information about you to third parties except as stated in this
Privacy Policy, as otherwise permitted by law, or as authorized by you. We may
disclose Personal Information for any purposes stated in this Policy or as otherwise
permitted by applicable law. Third parties to whom we
generally disclose information are required by law or a contract with us to
keep your Personal Information confidential and secure, to use and disclose
such Personal Information for purposes that a reasonable person would consider
appropriate in the circumstances, and for purposes described earlier in this
Policy. Service Providers We may disclose Personal
Information to our Service Providers for any of the purposes stated in this
Policy. Because a number of the service providers we
use are in the United States, your Personal Information may be processed and
stored inside the United States, and the U.S. government, courts, law
enforcement, or regulatory agencies may be able to obtain disclosure of your
Personal Information under US laws. We do not disclose Personal Information to
service providers outside the scope of obtaining their services. We may
disclose your personal information to background screening providers or
educational institutions upon your consent as part of our background screening
services. SecurTest Clients Due to the nature of
your relationship with a SecurTest client, we consider your personal
information a business record of the client affiliated with you. As such, we
may disclose your Personal Information to the client affiliated with you. We
will do this for any of the purposes specified in this Policy, as well as upon
your request or the client’s request. Other Legally Required
Disclosures SecurTest reserves the
right to disclose, without your prior permission, any Personal Information
about you or your use of the Site if we have a good faith belief that such
action is necessary to: (a) protect and defend the rights, property or safety
of SecurTest, our employee, other users of the Site, or the public; (b) enforce
the terms and conditions that apply to use of the Site; (c) as required by a
legally valid request from a competent governmental authority; or (d) respond
to claims that any content violates the rights of third-parties. We may also
disclose Personal Information as we deem necessary to satisfy any applicable
law, regulation, legal process, or governmental request. Should law
enforcement contact us with a demand for Personal
Information, we will attempt to redirect the law enforcement agency to request
that data directly from you. If compelled to disclose Personal Information to
law enforcement, we will promptly notify you and provide you a copy of the
demand unless legally prohibited from doing so. If we are compelled by law to
delete Personal Information, we will promptly comply and, if legally permitted,
notify you of such deletion. Your Rights Regarding
Personal Information California residents
have certain rights with respect to the Personal Information collected by
businesses. As a California resident, you may exercise the following rights
regarding your Personal Information: The Right To Know This section applies
only to California residents who are natural persons; it does not apply to any
entities (whether business, non-profit, or governmental). If you are a
California resident, you have the following rights: (a) the categories and
specific pieces of Personal Information we collect, use, and disclose about
you; (b) the categories of sources of the Personal Information; (c) the
categories of Personal Information that we have disclosed to third parties for
a business purpose, and the categories of recipients to whom this information
was disclosed; (d) the business or commercial purposes for collecting Personal
Information. Please note that these
rights are not absolute and are subject to several exceptions. Should we
decline any request to exercise a right noted below, we will explain the reason
for our declining such request. Rights Under the CCPA
and CPRA 1.
The right to request, up
to 2 times in a 12-month period, that we identify to you (1) the categories of
personal information we have collected about you going back to January 1, 2022,
unless doing so would be impossible or involve disproportionate effort, or
unless you request a specific time period, (2) the categories of sources from
which the personal information was collected, (3) the business or commercial
purpose for collecting, selling, or sharing this information, (4) the
categories of third parties with whom we share or have shared your personal
information; 2.
Right to Access. The right to request, up to 2 times in a 12-month period,
that we disclose to you, free of charge, the specific pieces of personal
information we have collected about you going back to January 1, 2022, unless
doing so would be impossible or involve disproportionate effort, or unless you
request a specific time period. 3.
Right to Delete. The right to request, up to 2 times in a 12-month period,
that we delete personal information that we collected from you, subject to
certain exceptions. Exercising Your Rights To exercise any of the
above rights, please contact us using the following information
and submit the required verifying information, as further described below: By email at privacy@securtest.com By phone at 1-800-845-6004 By mail to: 600 Grand Panama Blvd., Suite 202, Verification Process and
Required Information Note that we may need to
request additional information from you to verify your identity or understand
the scope of your request, although you will not be required to create an
account with us to submit a request or have it fulfilled. To exercise your rights
for a copy of the specific pieces of Personal Information we process under the
CCPA, we will require you to provide, at a minimum, first name, last name,
social security number, and address. For requests submitted by mail, you will
need to send copies of two forms of identification that include your first
name, last name, and current address. In certain
circumstances, we may decline a request to exercise the right to know and/or
right to deletion, particularly where we are unable to verify your identity or
where the information is subject to an exemption, as discussed above. Authorized Agent You may designate an
authorized agent to make a CCPA request on your behalf through the designated
methods set forth in these disclosures, where we can verify the authorized
agent’s authority to act on your behalf. For requests to know or
delete Personal Information: (i) receiving a power of
attorney valid under the laws of California from you or your authorized agent;
or (ii) receiving sufficient evidence to show that you have: (a) provided the
authorized agent signed permission to act on your behalf; (b) verified your own
identity directly with us pursuant to the instructions set forth in these
Disclosures; and (c) directly confirmed with us that you provided the
authorized agent permission to submit the request on your behalf. This may be
done by mailing two forms of identification showing your first name, last name
and current address and a signed authorization allowing an agent to request
information on your behalf. Safeguards We have reasonable
safeguards appropriate to the sensitivity of the information we maintain.
Safeguards will vary depending on the sensitivity, format, location, amount,
distribution, and storage of the Personal Information. They include physical,
technical, and managerial measures to keep Personal Information protected from
unauthorized access. Note that due to the nature of the Internet and related
technology, we cannot absolutely guarantee the security of Personal Information
disclosed over the Internet, and SecurTest expressly disclaim any such
obligation. Changes If there is any material
change to your rights under this Policy, SecurTest will provide you with notice
of such change 30 calendar days before the changes go into effect. As part of
this notice, SecurTest may post a notice of the change on the Site in a clear
and conspicuous manner for the 30-day calendar-day notice period. SecurTest may
also communicate the change via email or postal mail if this is the way that
SecurTest normally corresponds with you. Please note that your continued use of
the Site once this 30 calendar day period is over indicates
your agreement to the changes that were the subject of the notice. 4. Right to Correct. The
right to request that we correct inaccurate personal information (to the extent
such an inaccuracy exists) that we maintain about you. 5. The right to
designate an authorized agent to submit one of the above requests on your
behalf. See below for how you can designate an authorized agent; and 6. The right to not be
discriminated or retaliated against for exercising any of the above rights,
including an applicant’s and independent contractor’s right not to be
retaliated against for exercising the above rights. You can submit any of
the above types of consumer requests through any of the 3 options below: 1. Submit an online
request to privacy@securtest.com 2. Call our privacy toll-free
line at 1-800-445-8001. How We Will Verify That
it is You Are Submitting the Request If you are a California
resident, when you submit a Right to Know, Right to Access, Right to Delete, or
Right to Correct request through one of the methods provided above, we will ask
you to provide some information to verify your identity and respond to your
request. Specifically, we will ask you to verify information that can be used
to link your identity to particular records in our
possession, which depends on the nature of your relationship and interaction
with us. For example, we may need you to provide your name, email, phone
number, IP address, browser ID, amount of your last purchase with the business,
and/or date of your last transaction with the business. Responding to Your Right
to Know, Right to Access, Right to Delete, and Right to Correct Requests Upon receiving a
verifiable request from a California resident, we will confirm receipt by ten
business days after receiving it. We endeavor to respond to a verifiable
request within forty-five (45) calendar days of receipt. If we require more
time (up to an additional 45 calendar days, or 90 calendar days total from the
date we receive your request), we will inform you of the reason and extension
period in writing. We will deliver our written response by mail or
electronically, at your option. Our response will also explain why we cannot
comply with a request, if applicable. We only charge a fee to
process or respond to your verifiable request if it is excessive, repetitive,
or manifestly unfounded. If we determine that the request warrants a fee, we
will tell you why we made that decision and provide a cost estimate before completing
your request. For a request to correct
inaccurate personal information, we will accept, review, and consider any
documentation you provide, and we may require that you provide documentation to
rebut our own documentation that the personal information is accurate. You should
make a good-faith effort to provide us with all necessary information at the
time that you make the request to correct. We may deny a request to correct if
we have a good faith, reasonable, and documented belief that a request to
correct is fraudulent or abusive. If we deny your request to correct, we shall
inform you of our decision not to comply and provide an explanation as to why
we believe the request is fraudulent. If You Have an
Authorized Agent: If you are a California
resident, you can authorize someone else as an authorized agent who can submit
a request on your behalf. To do so, you must either (a) execute a valid,
verifiable, and notarized power of attorney or (b) provide other written,
signed authorization that we can then verify. When we receive a request
submitted on your behalf by an authorized agent who does not have a power of
attorney, that person will be asked to provide written proof that they have
your permission to act on your behalf, and we will also contact you and ask you for information
to verify your own identity directly with us and not through your authorized
agent. We may deny a request from an authorized agent if the agent does not
provide your signed permission demonstrating that they have been authorized by
you to act on your behalf. Consent to Terms and
Conditions By using this website,
you consent to all terms and conditions expressed in this Privacy Policy. Changes to Our Privacy
Policy As our services evolve
and we perceive the need or desirability of using information collected in
other ways, we may, from time to time, amend this Privacy Policy. We encourage
you to check our website frequently to see the current Privacy Policy in effect
and any changes that may have been made to it. If we make material changes to
this Privacy Policy, we will post the revised Privacy Policy and the revised
effective date on this website. Please check back here periodically or contact us at the address listed at the end
of this Privacy Policy. Consumers With
Disabilities This policy is in a form
that is accessible to consumers with disabilities. Special Notice to Individuals in the European
Union, United Kingdom, and Switzerland SecurTest, Inc. complies with the EU-U.S. Data Privacy
Framework (EU-U.S. DPF), the UK Extension to the EU-U.S. DPF, and the
Swiss-U.S. Data Privacy Framework (Swiss-U.S. DPF) as set forth by the U.S.
Department of Commerce. SecurTest, Inc. has certified to the U.S. Department of
Commerce that it adheres to the EU-U.S. Data Privacy Framework Principles
(EU-U.S. DPF Principles) with regard to the processing
of personal data received from the European Union in reliance on the EU-U.S.
DPF and from the United Kingdom (and Gibraltar) in reliance on the UK Extension
to the EU-U.S. DPF. SecurTest, Inc. has certified to the U.S. Department of
Commerce that it adheres to the Swiss-U.S. Data Privacy Framework Principles
(Swiss-U.S. DPF Principles) with regard to the
processing of personal data received from Switzerland in reliance on the
Swiss-U.S. DPF. If there is any conflict between the terms in this privacy
policy and the EU-U.S. DPF Principles and/or the Swiss-U.S. DPF Principles, the
Principles shall govern. To learn more about the Data Privacy Framework (DPF)
program, and to view our certification, please visit https://www.dataprivacyframework.gov/. In compliance with the EU-U.S. Data Privacy Framework
(EU-U.S. DPF), the UK Extension to the EU-U.S. DPF, and the Swiss-U.S. Data
Privacy Framework (Swiss-U.S. DPF), SecurTest, Inc. commits to resolve
complaints about our collection or use of your personal information transferred
to the U.S. pursuant to the EU-U.S. DPF, the UK extension to the EU-U.S. DPF,
and the Swiss-U.S. DPF. EU, UK, and Swiss individuals with inquiries or
complaints should first contact SecurTest, Inc. at management@securtest.com or (800) 445-8001. Data Subject Rights for EU/EEA Individuals: Subject to some limits,
individuals in the EU and EEA countries have a number of
rights regarding personal data collected by SecurTest: If you need further
assistance regarding the above rights, please contact us at
privacy@securtest.com and we will consider your request in accordance with
applicable law. In some cases, our
ability to uphold one or more of these rights for you may be limited in light of SecurTest’s role as a private organization
providing background screening services that you authorize us to perform or for
security, safety, fraud prevention reasons, compliance with regulatory or legal
requirements, or because processing is necessary to deliver the services you
have requested. Where this is the case, we will provide you with specific
details in response to your request. European Union and EEA
individuals also have the right to lodge a privacy complaint with the
appropriate supervisory authority. Contact information for the EU data
protection authorities can be found here: https://edpb.europa.eu/about-edpb/board/members_en. This website is owned
and operated by SecurTest, Inc. If you have any questions about this Privacy Policy,
please contact us at privacy@securtest.com or call 1-800-445-8001.
600 Grand Panama Boulevard
Suite 202
Panama City Beach, FL 32407
www.ireviewnow.com
Panama City Beach, FL
32407
SecurTest, Inc. has further committed to refer
unresolved DPF Principles-related complaints to a U.S.-based independent
dispute resolution mechanism, BBB NATIONAL PROGRAMS. If you do not receive
timely acknowledgment of your complaint, or if your complaint is not
satisfactorily addressed, please visit www.bbbprograms.org/dpf-complaints for
more information and to file a complaint. This service is provided free of
charge to you.
If your DPF complaint cannot be resolved through
the above channels, under certain conditions, you may invoke binding
arbitration for some residual claims not resolved by other redress mechanisms.
See https://www.dataprivacyframework.gov/s/article/ANNEX-I-introduction-dpf
Questions About the
Policy